Nigeria 
Ghana
Sierra Leone 
Gambia 
United Kingdom
Our Debit Cards Promo
Unlock exclusive benefits and exciting offers when you use your Visa or Verve Zenith Bank Debit Card. Our wide range of discounts and rewards are designed to enhance your experience. Don’t miss out on these incredible deals – start making the most of your Zenith Bank Debit Card today!
Visit www.visa.com.ng for more exciting deals.
The Zenith Bank Virtual Card
The Zenith Bank Virtual Card is specifically designed for web transactions and can be used for online shopping, bills payment, purchase of subscriptions etc. No need to visit the branch, you can obtain a virtual card through the Zenith Internet Banking, USSD Code (*966*2273#) or by clicking the button below.
Debit Cards
Our MasterCard, Visa, Verve, and AfriGO debit cards give you 24/7 access to the funds in your savings, current and domiciliary accounts. More than just ATM cards, they enable you to make cashless payments via POS terminals and online (WEB). We offer a variety of Classic, Gold, and Platinum debit cards—each designed to suit your unique lifestyle.
Visit www.visa.com.ng for more exciting deals.
Credit Cards
Boost your spending potential with Zenith Bank’s Classic, Gold, Platinum, and Infinite credit cards—tailored to your lifestyle. Enjoy Visa in dual currencies (NGN & USD) or Mastercard in NGN or USD. Make POS, online, and ATM transactions while accessing exclusive benefits, global recognition, and up to 45 days of interest-free spending.
CLASSIC CREDIT CARDS
MasterCard and Visa Classic Credit Card
Zenith bank Classic Credit Card is the ideal choice for those looking for the flexibility, convenience, and worldwide acceptance that credit cards offer. What’s more, you also get the added security that comes with every Zenith Visa or MasterCard Credit Card.
Features/Benefits
- Available in Naira and Dollar denominations
- Available in MasterCard and Visa
- Worldwide acceptance: for Internet shopping, cash withdrawals at ATMs and payments at POS Terminals
- Cardholder inquiry service
- Gold card discounts (for current offers visit www.mastercardmoments.com)
- 3D online security for card transactions
- Zero lost card liability
- Up to 45 days interest-free for POS transactions
GOLD CREDIT CARDS
MasterCard and Visa Gold Credit Card
Zenith Gold credit card brings superior spending power and is designed to give you real peace of mind and make life easier. Beyond benefiting from higher spending limits, Zenith Bank Gold Cardholders enjoy a set of assistances to help make life more secure and enjoyable, also it provides special discounts, offers, and promotions to enhance and add priceless moments to everyday experiences.
Features/Benefits
- 24hrs access to MasterCard global service
- Insurance and travel assistance (MasterCard Only)
- Legal and medical referral services
- Lost/stolen reporting
- Emergency Card replacement
- Emergency cash disbursement
- Gold card discounts on services (subject to availability)
- Available in Naira and Dollar denominations
- Access to more than 800 of the world’s exclusive airport lounges in 415 cities
- Worldwide Acceptance: for Internet Shopping, cash withdrawals at ATMs and payments at POS Terminals
- Available in MasterCard and Visa
- Cardholder inquiry service
- 3D online security for card transactions
- Zero lost card liability
- MasterCard Moments adds even greater value to your card, visit www.mastercardmoments.com for more reasons to use your Zenith Bank MasterCard
PLATINUM CREDIT CARDS
MasterCard and Visa platinum Credit Card
Zenith Bank MasterCard Platinum is the ideal credit card for people who live busy and fulfilled lives, ensuring that they have the flexibility and support they need to turn daily occurrences into priceless and memorable moments.
Zenith Platinum card offers a comprehensive package of benefits and services, making it a constant companion, a friend or advisor who always knows how to get the best out of life.
Features/Benefits
- Gold card benefits
- Purchase protection & extended warranty
- Access to more than 800 of the world’s exclusive airport lounges in 415 cities across the world
- Platinum card discounts on services + gold card discounts (for current offers visit www.visa.com.ng)
- Available in Naira and Dollar denominations
- Worldwide Acceptance: for Internet Shopping, cash withdrawals at ATMs and payments at POS Terminals.
- Available in MasterCard and Visa
- Superior Customer Services access, 24 hours a day, 7 days a week
- Expedited billing dispute resolution process
- 3D online security for card transactions
- Emergency card replacement
- Emergency cash disbursement
- Zero lost card liability
- Concierge services
- Supplementary Cards for Family members
24-hour online access to card transaction history
REQUIREMENTS FOR A ZENITH BANK CREDIT CARD
- Customers must have an existing relationship with the bank.
- Customer must have a Current account for naira credit card and domiciliary account for dollar credit card with the Bank for the purpose of settlement.
- Customer must be Credit worthy.
- Customer must present 100% cash collateral.
- Duly filled credit card application form with a valid means of Identification attached to the form.
- Letter of Introduction for each credit card request (For Corporate Credit cards).
- Credit scoring sheet needs to be completed at a Zenith Bank Branch.
- Compulsory BVN registration at a Zenith Bank Branch.
Prepaid Cards
Stay in control of your everyday spending with Zenith Prepaid Cards—reloadable in NGN, USD, EUR, and GBP for secure, convenient payments limited to your loaded balance.
Give the gift of choice with the Zenith Gift Card—a secure, reloadable prepaid card perfect for any occasion.
FEATURES
- Available in Naira, Dollar, Euro and Pound denominations
- Convenient and easy to use
- Acceptable Nationwide where MasterCard or VISA card logo is displayed.
- 3D online security for card transactions
- Cards can be used on POS, ATM, & Online (web)
- Available to Account holders and non-Account holders of the bank
- 24-hour Customer Service Centre/Call Centre
- SMS/ Email alerts
- Online access to transaction history through Internet Banking
- Can be Personalized (Cardholder’s name printed on the card) or Non-Personalized
- Zenith Prepaid Cards are reloadable
- Zenith Gift Cards are non-reloadable
Visa Direct
If you need to receive money from abroad*, there is no faster, safer or simpler way to do it than via Visa Direct. All you need to do is to provide your name and your 16 digit Visa Card number to the sender and you are set to receive funds in the currency of your card.
Once the transaction has been completed by the sender, the funds are made available in your card account almost immediately and you can withdraw from an ATM or spend electronically via POS or web at participating merchants.
This service works with all Zenith Bank Visa cards (Credit, Debit and Prepaid).
FEATURES
- Receive money in near real-time directly on your Visa Card.
- Instant access to available funds.
- Fast, convenient & reliable.
- Secure form of funds transfer.
- Direct Visa credit card settlement from your bank account.
- Can be used for purchases & bill payments via POS & Web.
REQUIREMENTS
- Only available to Visa cardholders.
- Beneficiary’s Name and Visa Card number required for funds transfer.
Contact us today
Email: zenithdirect@zenithbank.com, call 0201-278-7000, 0700ZENITHBANK or visit the Zenith Bank branch closest to you to pick one up today.
