Current Account

Open a Zenith Bank current account with full account requirements and gain access to the world of convenience that comes with owning a Zenith Bank account.

Zenith Prestige

Zenith Prestige

Discount on your Gold or Platinum Account

Start a premium banking relationship with Zenith Bank and experience exclusive access to rewards on the Prestige Partnership Loyalty Program. Enjoy benefits at select merchant locations nationwide. This offer is available to new and existing customers with the Gold or Platinum account.

View details of the discounts below.

Individual Current Account

Individual Current Account

Open a Zenith Bank current account with full KYC (Know Your Customer) requirements and gain access to the world of convenience that comes with owning a Zenith Bank account.

Enjoy a full range of services on offer ranging from mobile banking applications to debit cards, all to ensure that you always have access to your account wherever and whenever

  • Zero account opening balance
  • MasterCard/Visa/Verve debit card
  • Email and/or SMS alertz
  • Cheque lodgment/deposit of up to N10,000,000
  • Account opening form duly completed
  • One (1) clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
    receipt, telephone bill)
  • Two independent and satisfactory references 
  • BVN & NIN

Note: Open a Domiciliary Account on request with the same documents

  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

Note: You can get a Domiciliary Account on request.

Gold Premium Account

Gold Premium Account

Gold premium account is a high yield current account product that is best suited for customers that have more inflow transactions than outflows. It is designed to provide maximum interest payments on daily account balances and minimum charges on transactions.

  • Account opening balance of N1,000,000
  • Earn Interest at 9.17% per annum on N1,000,000 daily minimum balance
  • No Account Maintenance Fee (AMF) on first 5 withdrawals. However, AMF will apply if more than 5 withdrawals are made per month.
  • MasterCard Gold debit card.
  • Cheque lodgment/deposit of up to N10,000,000
  • Get quick and easy access to 800 LoungeKey airport lounges in over 130 countries globally with your MasterCard Gold debit card. To register: www.loungekey.com/en/zenithbankplatinumcard OR download the LoungeKey App from the App store
  • Enjoy two free complimentary access to LoungeKey airport lounges
  • Transaction discounts from selected merchants.
  • Emergency Card Replacement: Through MasterCard Global Service™ Gold debit cardholders get emergency card replacement for cards reported lost/stolen, upon issuer authorization, within 1 business day in the US or 2 business days internationally.
  • Emergency Cash Disbursement: Through MasterCard Global Service™ Gold debit cardholders can get up to $2,000 emergency cash disbursed within 2 hours at any of 250,000 Western Union locations worldwide.
  • Direct access to our 24 hours customer service help desk
  • Cheque book (clearing enabled)
  • Email and/or SMS alertz
  • MasterCard Discounts

*Terms and conditions apply.

  • Account opening form duly completed
  • One (1) clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
    receipt, telephone bill)
  • Two independent and satisfactory references 
  • BVN & NIN

Note: Open a Domiciliary Account on request with the same documents

  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

Note: You can get a Domiciliary Account on request.

Platinum Premium Account

Platinum Premium Account

Platinum premium account is the highest yield, current account product that is best suited for customers that have more inflow transactions than outflows.
It is designed to provide maximum interest payments on daily account balances and minimum charges on transactions.

  • Account opening balance of N3,000,000
  • Earn Interest at 10.17% per annum on N3,000,000 daily minimum balance
  • No Account Maintenance Fee (AMF) on first 5 withdrawals. However, AMF will apply if more than 5 withdrawals are made per month.
  • MasterCard Platinum debit card
  • Cheque lodgment/deposit of up to N10,000,000
  • Get quick and easy access to 800 LoungeKey airport lounges in over 130 countries globally with your MasterCard Platinum debit card. To register: www.loungekey.com/en/zenithbankplatinumcard OR download the LoungeKey App from the App store
  • Enjoy two free complimentary access to LoungeKey airport lounges
  • Prepaid card for wards/domestic staff
  • Transaction discounts from selected merchants.
  • Emergency Card Replacement: Through MasterCard Global Service™ Platinum debit cardholders get emergency card replacement for cards reported lost/stolen, upon issuer authorization, within 1 business day in the US or 2 business days internationally.
  • Emergency Cash Disbursement: Through MasterCard Global Service™ Platinum debit cardholders can get up to $2,000 emergency cash disbursed within 2 hours at any of 250,000 Western Union locations worldwide.
  • Fraud Protection: Platinum cardholders who report their card lost or stolen are covered for any unauthorized charges that occur on their card via the ATM, POS, Online or Telephone, in the 24-hour preceding reporting such event to the bank.
    Maximum Amount Payable per Card:
    Per occurrence - $2,000 or naira equivalent
    Per Year - $3,000 or naira equivalent.
  • Purchase Protection: Platinum cardholders are insured for loss of a purchase due to accidental damage or theft occurring within ninety (90) days from the date of purchase with the Platinum debit card as indicated on the store receipt.
    Maximum amount payable per Card:
    Per occurrence: $2,000 or naira equivalent
    Per Year: $5,000 or naira equivalent
  • Direct access to our 24 hours customer service help desk
  • Cheque book (clearing enabled)
  • Email and/or SMS alertz
  • MasterCard Discounts

*Terms and conditions apply.

  • Account opening form duly completed
  • One (1) clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
    receipt, telephone bill)
  • Two independent and satisfactory references 
  • BVN & NIN

Note: Open a Domiciliary Account on request with the same documents

  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

Note: You can get a Domiciliary Account on request.

Timeless Current Account

Timeless Current Account

Timeless Current Account is specially designed for senior citizens (60 years and above).

  • Zero account opening balance
  • Free banking: SMS notification, cheque book, debit card, Account statement, Account Maintenance Fee (AMF).
  • Priority service at any branch location
  • Travel and holiday offers
  • Account opening form duly completed
  • One (1) clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
    receipt, telephone bill)
  • Two independent and satisfactory references 
  • BVN & NIN
  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch priority service at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world