Savings Accounts

The Zenith Individual Savings Account is recommended if you have a specific savings goal in mind or you just want to start setting money aside. This account offers interest on your funds regardless of the goal.

Individual Savings Account

Individual Savings Account

The Zenith Individual Savings Account is recommended if you have a specific savings goal in mind or you just want to start setting money aside. This account offers interest on your funds regardless of the goal.

  • Zero account opening balance
  • Earn interest at 8.725% per annum
  • MasterCard/Visa/Verve debit card
  • Email and/or SMS alertz
  • Cheque lodgment/deposit of up to N2,000,000
  • Account opening form duly completed
  • One (1) clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
    receipt, telephone bill)
  • Two independent and satisfactory references should you want to deposit cheques over N2,000,000.00
  • BVN & NIN
  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
EazySave Classic Account

EazySave Classic Account

EazySave Classic Account is designed to facilitate financial inclusion permitting individuals with minimal forms of identification. Enjoy a value adding banking relationship with us.

  • Zero account opening balance
  • Maximum cumulative limit of N300,000
  • Single deposit limit of N50,000
  • Earn interest at 8.725% per annum
  • Verve debit card
  • Email and/or SMS alertz
  • Account opening form duly completed
  • One (1) clear passport photograph of signatory
  • BVN or NIN
  • *966# EazyBanking
  • In-branch at any Zenith Bank branch
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
EazySave Premium Account

EazySave Premium Account

EazySave Premium Account is designed to facilitate financial inclusion, permitting individuals with minimal forms of identification. Enjoy a value adding banking relationship with us.

  • Zero account opening balance
  • Maximum cumulative limit of N500,000.00
  • Single deposit limit of N100,000
  • Earn interest at 8.725% per annum
  • Verve debit card
  • Email and/or SMS alertz
  • Account opening form duly completed
  • One (1) clear passport photograph of signatory
  • Identification of signatory (Driver’s License, International Passport, National Identity Card or Voter’s Card)
  • BVN and NIN
  • *966# EazyBanking
  • Zenith Internet Banking
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
Aspire Account

Aspire Account

The Aspire Account by Zenith is a unique savings account for the Nigerian undergraduate with a distinctive sense of identity. Designed to enhance the lifestyle of the discerning student, the Aspire account provides a platform for its holders to follow their dreams, supporting them as they aspire to greatness.

  • For students between the ages of 16 to 25 years
  • Zero account opening balance
  • Maximum cumulative limit of N10 million 
  • Earn interest at 5.5% per annum
    Your money never sleeps in an Aspire account, earning competitive Interest rate and growing steadily even while you sleep.
  • Customized Aspire debit card at a discounted rate of N537.50k only.  

  • Discounts at select merchant locations
  • Email and/or SMS alertz
  • Scholarship offers
  • Account opening form duly completed.
  • One (1) clear passport photograph of signatory.
  • School Identity Card, 
  • Admission Letter 
  • BVN & NIN
  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
Zenith Children’s Account (ZECA)

Zenith Children’s Account (ZECA)

The Zenith Children’s Account (ZECA) is a unique savings account denominated in Naira and USD designed to allow parents save for their children’s future and teach them about savings from a tender age. 

  • For children birthed 16 years and below
  • Zero account opening balance
  • Earn Interest at 5.5% per annum
  • Maximum cumulative limit of N1 billion
  • Standing order credit option
  • Cheque, draft and dividend lodgment of up to 2 million Naira
  • ZECA is not subject to probate or administration of estate laws

As your child goes Back to School we are here to help with the following:

  1. ZECA Account designed to allow you save for your children’s future.
  2. Convenient online school fees payment
  • Account opening form duly completed
  • One (1) clear passport photograph of Guardian/Parent and child
  • Birth Certificate of Child  
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill)
  • BVN & NIN of parent(s) or guardian(s)
  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

To open a Zenith Children’s Account, simply visit the nearest Zenith Bank branch.

Timeless Savings Account

Timeless Savings Account

Timeless Savings Account is specially designed for senior citizens (60 years and above).

  • Zero account opening balance
  • Earn interest of 8.725% per annum
  • Free banking: SMS notification, cheque book, debit card, Account statement, Account Maintenance Fee (AMF).
  • Priority service at any branch location
  • Travel and holiday offers
  • Account opening form duly completed
  • One (1) clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
    receipt, telephone bill)
  • BVN & NIN
  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch priority service at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • The Zenith Intelligent Virtual Assistant (ZIVA)
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world
Save4me

Save4me

Save4me is a high interest yielding account designed for customers to save towards a specific target. The customer can open several target accounts for different purposes.

 

  • Virtual account to the main account - Individual Savings or Current
  • Earn Interest at 11% per annum.
  • No withdrawal allowed within the first 3 months
  • Minimum of 3 months and maximum of 12 months
  • Can be rolled over
  • Minimum deposit of N10,000
  • Frequency – Daily, weekly, monthly

Eazy by Zenith

Eazy by Zenith

Eazy by Zenith digital wallet platform is a strategic customer onboarding solution of the bank which significantly reduces the barriers of entry for new customers.

Frequently Asked Questions

You can open an account online here while out of the country if you already have a Bank Verification Number (BVN). If you do not have a BVN, you will still receive an account number, but the account will remain restricted until you complete the required documentation.

Yes. The account can be operated through any of our card products or internet banking solution.

No. A withdrawal slip, located in all branches is all that is required to withdraw cash at any of the branches.

Your company / organisation will write the bank to introduce the prospective account holder to the bank for account opening.

Current accounts become dormant after 6 months of inactivity.

No. Savings accounts do not go dormant.

Accounts are opened within 24 hours upon submission of complete documentation.

No. There is no charge for operating your account from another branch.